Private net worth tracking

Every asset. Every debt. One net worth.

Track stocks, crypto, cash, property, equity, debt and valuables in one private view, with daily prices, currency conversion and portfolio health signals.

Netaro dashboard showing net worth, history and holdings
Netaro insights screen with a portfolio health score and balance sheet
Netaro AI chat suggesting portfolio questions to ask
Netaro property holding with value, mortgage and equity
  • No bank logins
  • Local-first storage
  • No ads, no ad tracking
StocksCryptoCashPropertyCommoditiesEquityDebtValuablesOther

Everything that makes up your entire net worth, together

Bring your holdings, property and liabilities into one calm view, then watch your net worth change over time.

Netaro categories view with real estate, stocks, cash and more
Netaro portfolio health and liquidity insights
Netaro add-holding screen with stocks, crypto, cash, property and more
Netaro concentration and currency breakdowns
Netaro property screen with home value and equity

0

Asset classes tracked

0

Portfolio-health signals

0%

Works without an account

0

Bank logins required

Pro

Understand your
wealth profile

Turn your holdings into practical signals for liquidity, leverage, concentration, stability and balance sheet strength.

Netaro insights screen with portfolio health, liquidity and concentration

Capabilities

Serious about real-world wealth

Not another stock watchlist. Netaro treats the messy assets as first-class citizens: the house, the mortgage, the company equity, the watch.

Nine asset classes, one balance sheet

Everything you own and owe, side by side, market-priced or entered by hand.

Stocks
Crypto
Cash
Property
Commodities
Equity
Debt
Valuables
Other

Daily prices, automatic

Linked stocks, crypto and commodities refresh every day. No typing in closes.

AAPL · Apple+0.8%
BTC · Bitcoin+2.4%
XAU · Gold−0.3%

Any currency, one home view

Hold assets in the currencies they live in. Read your net worth in yours.

$£¥¢

Converted daily, automatically

Property, minus the mortgage

Model the home and the loan as one position, so your equity, not your gross, drives the number.

Your equity · £238,000

Mortgage · £187,000

Home value · £425,000

Accounts that mirror real life

Group holdings into the ISAs, wallets and pots you actually keep them in.

Stocks & Shares ISA4 holdings£28,296
Brokerage (GIA)4 holdings£35,471
Pension (SIPP)4 holdings£6,132

Private by design

No bank feeds, no scraping, no ad tech. Your portfolio lives on your device, plus an automatic private cloud backup when you create an account. No ads, no data sales.

No bank loginsNo adsLocal-first
Pro

Ask your portfolio
anything

Netaro AI answers with your holdings in context: concentration, currency exposure, what moved and why. Grounded in your real portfolio, never a generic chatbot.

Private by design: your name, email and identity never leave the app, so the AI sees your holdings but never who you are.

Netaro AI chat screen suggesting portfolio questions to ask
Pro

Your week,
already summarised

Once a week Netaro writes the story of your money: what changed, which category pulled the line, and what deserves a closer look. No spreadsheets required.

Netaro weekly digest with a plain-English summary of the week's net worth change

Benchmarks

Pro

Know where you
actually stand

See your estimated percentile against official wealth statistics for your region and age band, then explore nearby cohorts. Aggregate data only: never a leaderboard, never your name.

Netaro peer comparison showing an estimated net worth percentile

Portfolio health

Pro

See how healthy your wealth is

Netaro grades your whole balance sheet the way an adviser would, then shows you exactly which lever to pull next.

LiquidityHow much of your wealth you could actually reach this week.25 pts
LeverageHow much of the balance sheet is borrowed.25 pts
ConcentrationWhether one position quietly owns you.20 pts
Balance sheetAssets versus liabilities, netted honestly.20 pts
StabilityHow hard your net worth swings day to day.10 pts

The demo portfolio scores 48. Netaro doesn't flatter you. It shows you why, and where to fix it.

Netaro portfolio health screen scoring liquidity, leverage, concentration, balance sheet and stability

Import AI

Pro

Your broker export, imported in one go

No retyping tickers, no fiddling with spreadsheets. Hand Netaro the CSV your broker already gives you and your whole account arrives in seconds.

Drop in your broker exportA holdings CSV or your full account activity. Netaro works out your positions from either.
AI maps, your phone does the mathsThe AI reads the column layout. Every position is computed and checked on your device.
You approve every changeNew holdings and updates arrive as a review, matched to live pricing. Nothing saves until you say so.

Private by design. The AI sees how your file is laid out, never your balances. Your figures stay on your phone.

Netaro Import AI intro screen explaining the broker CSV import
Holdings.csv chosen from Files and ready to analyse
Netaro reading the export and working out holdings
Review screen listing five new holdings with live pricing
The account populated with the five imported holdings

Pricing

Start free. Upgrade when it earns it.

The full picture of your wealth is free forever. Pro adds the signals, benchmarks and AI that turn tracking into understanding.

Free

$0forever

Your complete balance sheet, tracked.

  • Every asset class, from stocks to property
  • Daily market prices and currency conversion
  • Property equity, modelled minus the mortgage
  • Your full net worth history
  • Private and local-first, no bank logins

Pro

Pro

$49.99/year

Just $4.17/mo, billed annually · 7-day free trial

  • Everything in Free
  • Portfolio Health score across five signals
  • Deep insights: liquidity, leverage, concentration
  • Private net worth benchmarks
  • Netaro AI — ask your portfolio anything
  • Weekly Digest of what changed and why

Questions

Good questions, straight answers

Is my financial data private?

Yes. Your portfolio lives on your device in a local database and, if you create an account, in a private cloud backup. There are no bank logins, no screen-scraping and no ad tracking.

Do I need to connect my bank?

Never. You add holdings yourself, and market-priced assets like stocks, crypto and commodities refresh automatically. Netaro works entirely without linking any account.

Is Netaro AI private?

Yes. Your name, email and identity never leave the app. The AI provider (Google Gemini) receives your message and a de-identified view of your holdings and values, but never who you are. As with any AI, avoid typing anything you would not want a model to process.

What can I actually track?

Nine asset classes: stocks, crypto, cash, property, commodities, private equity, debt, valuables and anything else — each in its native currency, converted into yours.

What do I get with Netaro Pro?

Pro unlocks your Portfolio Health score, deep insights, private net worth benchmarks, Netaro AI and the Weekly Digest. It is $4.99/month or $49.99/year (7-day free trial on annual). Core tracking stays free forever.

Which devices are supported?

Netaro is on iPhone today, with Android on the way. Your data syncs through your private cloud backup so a future move between devices is seamless.

Is this financial advice?

No. Netaro is a net worth tracking tool that helps you see and understand your money. It does not provide regulated financial advice.

Get the app

See your real net worth tonight

Add a few holdings and Netaro builds your balance sheet in minutes. Free to start, private by design. iPhone today, Android soon.

Free to start · No bank connections required

Netaro dashboard showing net worth and holdings